How to Save Money On College Costs

For the past few decades the cost of going to college has continued to rise much faster than the rate of inflation. Someone that is going to college today will likely spend twice as much as someone that went just fifteen years ago and received the same education.

At the same time, the need for higher education has continued to increase as landing a good job after graduation has become even more competitive.

While college is quite expensive, there are several things that a college student can do to save money off their total college costs.

The first thing that a student could do to save money off of their total college costs would be to try taking more courses at once.

In most cases, colleges charge a rate per semester hour up until the student reaches full-time status.

Once full-time status is achieved, the student can often take more semester hours for either free or at a significant discount.

Taking just one more class each semester will allow a student to accumulate enough semester hours to either graduate a semester or two early or pursue an additional degree, which could make them more marketable after graduation.


Another way that a student could save money off of their total college costs would be to take some courses at a local junior college.

During a student’s first two years of undergraduate school they will likely take many general education courses.

These courses are often very similar to the same courses offered at a local junior college.

Since the coursework is similar, most undergraduate programs will accept transfer credits from the local junior college.

Taking a class at a junior college is normally quite a bit more affordable than the class would be at the four-year college.

However, prior to taking any junior college course, a student should verify that the credits will transfer over.

Finding a job on campus is the third way that a student could save money off their education expenses.

Most colleges and universities offer a wide range of part-time campus jobs for students.

In many cases, the schools will pay a student a premium if their paychecks are applied directly against their tuition bill.

Beyond reducing debt, working a part-time job is often considered a strength by employers as it shows that a student can handle multiple responsibilities at once.

Read more here to learn all about how to make a budget and save money so that you can free yourself from financial stresses in life.

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